Venmo seller math
See the Venmo fee before you accept the payment.
Choose how the payment is received, add an optional Instant Transfer, and separate Venmo fees from payout, costs, and real profit.
Read the Venmo fee guideestimated profit$61.16
View breakdown Transparent by design
Current Venmo assumptions
Seller transaction and transfer fees are separate. Optional Instant Transfer is calculated on the full Venmo balance remaining after the modeled seller fee, including any collected tax. Profit excludes collected tax as a liability.
- Business-profile payments use 1.9% plus $0.10, except Tap to Pay at 2.29% plus $0.09.
- Personal-profile payments identified as goods and services use a 2.99% seller transaction fee.
- Instant Transfer uses 1.75% with a $0.25 minimum and $25 maximum; standard transfer is free.
- Rates apply to U.S. Venmo accounts. Merchant checkout, custom, and future in-app fees can differ.
Rates reviewed July 28, 2026. Official Venmo fees ↗